Renew Your Mortgage, Get a Better Deal
Get expert advice, access to top lenders, and a stress-free mortgage renewal experience in Alberta and across Canada.
Helping you make smart mortgage decisions at every stage of homeownership.
Meet Alejandra Diaz — Trusted Mortgage Renewal Agent in Alberta
You do not have to wait to the end of your mortgage term or wait for a better rate to review your financial aspirations during your mortgage renewal; a mortgage renewal is a perfect opportunity to revisit your financial goals. My name is Alejandra Diaz, and I am a bilingual (English and Spanish) full-service mortgage broker serving clients all over Alberta and Canada for mortgage renewal services. My expertise will help you explore all of your options with various lenders to get not only the best, but the most suitable, interest rates and terms, beyond just what your bank offers you.
I deal with my clients in a one-on-one relationship to better understand your current financial position, long-term situation and plans, so I can deliver customized options for you that not only involve a mortgage renewal. I aim to make the mortgage renewal process simple; financially savvy; while aligning with your goals.
Understanding the Mortgage Renewal Process in Canada
Renewing your mortgage is a key opportunity to improve your financial future.
By the time you reach your mortgage maturity, you can renew your mortgage for a new rate, new payments/new terms, and simply explore your options. This is a time to get a better deal, get a mortgage from another lender, and change the term to fit your needs better.
As your mortgage renewal agent, I will have your back every step of the way so you are informed and confident in your decision including reviewing your current mortgage, reviewing any offer with another lender, signing your next term whether it is a renewal with your existing lender or signing with a different lender. The hope is to eliminate guesswork and make sure you take advantage of a competitive rate if your situation it right.
You find the home. I’ll find the loan.
See how consolidating your debts into your mortgage can improve your financial future.
Why Renew Your Mortgage with Alejandra Diaz?
Reliable advice, better rates, and service that continues after your renewal date.
When it comes time to renew your mortgage, you aren’t stuck with first offer your lender makes. I am a bilingual mortgage professional who has extensive experience in the Canadian, and Alberta lending landscape, who can offer you options – real options.
I work with a variety of different lenders to get you the best terms and rates that align with your financial profile. Whether you want to lower your payments, change your amortization or take equity out, I will represent your best interests to help ensure that the mortgage you receive is the best mortgage for you.
My people-first approach is all about transparency, communication and solutions based on you, not the banks. It is time to take the going-renew-mortgage-legally-allowed as a progressive step in your finances.
Streamlined Monthly Payments
Combining your debts into one single payment simplifies your finances, making it easier to stay organized and on top of your monthly budget.
Reduced Overall Interest
By consolidating into a lower-interest mortgage loan, you could save significantly on interest payments over time—freeing up cash flow for other goals.
Improved Credit Score
Making one consistent, on-time payment each month can help rebuild or improve your credit rating, making future financing more accessible.
Less Financial Stress
Eliminating the burden of juggling multiple due dates and creditors can provide greater peace of mind and a clearer path toward becoming debt-free.
Good Planning
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First-Time Homebuyers
Buying your first home in Alberta? We simplify the mortgage process so you can secure the best mortgage rates and move into your dream home stress-free. Whether you’re looking for government incentives or personalized mortgage solutions, we’ll guide you every step of the way.
SMART FINANCING
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Mortgage Refinancing
Thinking about refinancing? Get access to the best mortgage rates in Alberta and reduce your monthly payments. Whether you’re consolidating debt, taking out home equity, or switching lenders for better terms, we’ll find the right solution for you.
FLEXIBLE SOLUTIONS
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Mortgage Renewals
Is your mortgage term ending? Don’t settle for a standard renewal—let us help you compare rates and secure a better mortgage deal in Canada. We make switching easy so you can save money and plan ahead.
HOME EQUITY ACCESS
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Home Equity Line of Credit in Edmonton
A Home Equity Line of Credit (HELOC) in Edmonton allows you to borrow against your property’s value for renovations, investments, or unexpected expenses. Enjoy low interest rates and flexible repayment options.
FINANCIAL FREEDOM
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Debt Consolidation
Struggling with multiple loans or credit card debt? A mortgage-backed debt consolidation plan can help you reduce interest rates and simplify payments. Let us help you regain financial control.
Services Offered to Make Your Mortgage Renewal Work for You
Smart solutions, better rates, and tailored strategies to support your financial future in Alberta and across Canada.
Whether renewing your mortgage for peace of mind or to decrease your payments, to access equity in your home, I will take the time to provide you with expert advice and plans that you are comfortable with and consistent with your purpose and financial goals—for now and for the future.
✅ Rate Comparisons & Shopping for Lenders
I will shop for you among Canada’s best-rated lenders to get you the best interest rate and terms available so you never have to take the least option.
✅ Switching Lenders (Renew with a Better Lender)
Don’t be tied into your current lender, take advantage of better offers with a new lender with little or no stress testing, or even fees.
✅ Renovate with Current Lender
Prefer to stay with your current lender? I will help you renegotiate terms to be more in line with current terms.
✅ Equity Take-Out at Renewal
Take-out equity in your home renewal process for renovating, investing, or consolidating debt you are currently paying higher interest on.
✅ Adjust Term & Amortization
Adjust your amortization or term of your mortgage to be in line with your monthly budget or long term financial goals—even pay off faster or lower your monthly costs if it is to pay less per month.
✅ Personalized Planning & Ongoing Support
I customize every renewal and strategy on where you are in life, your goals, and continue to provide ongoing advice and direction you can rely on.
Ready to Take the Next Step?
Get expert mortgage advice tailored to your needs—whether you’re buying, refinancing, or just exploring your options.
